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health insurance into the individual insurance marketplace1! Emphasizes personal responsibility2! Allow people to purchase health insurance from any state, regardless of their place of residence3! Will work with private sector, Congress, health care providers and other parties to overhaul health system4! Wants Americans to have more control of
Prohibits a private health insurer from selling health insurance coverage that duplicates the benefits provided under this Act29! Allows such insurers to sell benefits that are not medically necessary, such as cosmetic surgery benefits30 Open up existing sources of affordable, portable coverage to more Americans: ! Working families
Establish National Health Insurance Exchange for consumers to either enroll in new public plan or shop among private plans: creates rules and standards for participating private insurance plans to ensure coverage that is more affordable and accessible7 ¥ All plans offered must be at least as generous as new public plan7! Insurers required to ...
According to the United States Census Bureau, some 60% of Americans are covered through an employer, while about 9% purchase health insurance directly. [66] Private insurance was billed for 12.2 million inpatient hospital stays in 2011, incurring approximately 29% ($112.5 billion) of the total aggregate inpatient hospital costs in the United ...
A list of countries by health insurance coverage. The table lists the percentage of the total population covered by total public and primary private health insurance, by government/social health insurance, and by primary private health insurance, including 34 members of Organisation for Economic Co-operation and Development (OECD) member countries.
The researchers note that other factors such as health status and the complexity of the market can also affect the purchase of individual health insurance, but conclude that they are unlikely to be the primary drivers of low coverage rates. [14] Many states allow medical underwriting of applicants for individually purchased health insurance.
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