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What to look for: NIH Federal Credit Union offers standard beginning APRs of 2.24% for new and used auto loans with terms of up to 36 months, 2.74% for auto loans from 37 to 48 months and 2.99% ...
Read about your car loan options, see how credit unions work, and learn why car loans from a credit union are a good option to buy a used or new car.
Discover the best place to get a car loan by reviewing the pros and cons of lenders, like dealerships, banks, credit unions, and online companies.
According to The Wall Street Journal, credit unions are particularly competitive on auto loans, with the average credit-union rates on eight types of auto loans beating the comparable bank figures by an average of two percentage points. [8] NASA Federal currently has a similar promotion that competes to lower an applicant's monthly payment. [15]
This is a partial list of credit unions in the United States.. A credit union is a member-owned financial cooperative, democratically controlled by its members, and operated for the purpose of promoting thrift, providing credit at competitive rates, and providing other financial services to its members. [1]
Before applying for an auto loan, avoid opening new credit cards or loans. Making efforts to repair your credit score before you begin shopping will put you in a more favorable position with ...
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