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  2. How to Get the Best Auto Loan Rates as a First-Time Car Buyer

    www.aol.com/finance/best-auto-loan-rates-first...

    Here are five ways to get the best auto loan rates as a first-time car buyer. Build Your Credit Score. The better your credit score, the better your interest rate. Super prime credit is between ...

  3. This Is How Much Interest You’ll Pay on Your Car Loan - AOL

    www.aol.com/finance/much-interest-ll-pay-car...

    For example, with a loan of $15,000, an APR of 5.00% and a term of 5 years, or 60 months, the total interest would be $15,000 x 0.05 x 5, which equals $3,750.

  4. Should You Wait To Buy a Car Until Interest Rates Fall? - AOL

    www.aol.com/finance/wait-buy-car-until-interest...

    During that period, the average monthly lease payment rose from $513 to $597 (interest rates can also affect leasing costs), and the average monthly car payment rose from $617 to $726.

  5. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    The auto dealer then adds a markup to that rate, and presents the result to the customer as the "contract rate". [citation needed] These markups have been the focus of some regulatory scrutiny because they can cause variations in interest rates that are not correlated with credit risk. [3] Roughly half of new cars in the U.S. are financed by ...

  6. Title loan - Wikipedia

    en.wikipedia.org/wiki/Title_loan

    The borrower must hold clear title to the car; this means that the car must be paid in full with no liens or current financing. Most lenders will also require the borrower to have full insurance on the vehicle. Depending on the state where the lender is located, interest rates may range from 36% to well over 100%.

  7. Annual percentage rate - Wikipedia

    en.wikipedia.org/wiki/Annual_percentage_rate

    The term annual percentage rate of charge (APR), [1] [2] corresponding sometimes to a nominal APR and sometimes to an effective APR (EAPR), [3] is the interest rate for a whole year (annualized), rather than just a monthly fee/rate, as applied on a loan, mortgage loan, credit card, [4] etc. It is a finance charge expressed as an annual rate.

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