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  2. Low-income loans: Personal loans for a tight budget - AOL

    www.aol.com/finance/low-income-loans-personal...

    The upside is some lenders offer flexible, affordable loan products with competitive rates for those with a lower income. However, before you apply, make sure you can afford the monthly payments.

  3. Section 502 loans - Wikipedia

    en.wikipedia.org/wiki/Section_502_loans

    Section 502 loans are a rural housing loan program, administered by the Rural Housing Service (RHS), authorized under Section 502 of the Housing Act of 1949. Borrowers may obtain loans for purchasing or repairing new or existing single-family housing. Loans are made directly by RHS (7 CFR 3550) or by private lenders with a USDA guarantee (7 CFR ...

  4. Common types of installment loans and their best uses - AOL

    www.aol.com/finance/common-types-installment...

    1. Personal loans. Personal loans can be used for essentially every legitimate expense and are offered by banks, credit unions and online lenders. The best personal loan rates go to those with the ...

  5. Understanding online marketplace lending - AOL

    www.aol.com/finance/understanding-online...

    When securing a personal loan, there are several types of lenders to consider, including banks, credit unions and finance companies. Of these options, it is also wise to consider online lending ...

  6. Peer-to-peer lending - Wikipedia

    en.wikipedia.org/wiki/Peer-to-peer_lending

    Other forms of peer-to-peer lending include student loans, commercial and real estate loans, payday loans, as well as secured business loans, leasing, and factoring. [ 8 ] The interest rates can be set by lenders who compete for the lowest rate on the reverse auction model or fixed by the intermediary company on the basis of an analysis of the ...

  7. Government-backed loan - Wikipedia

    en.wikipedia.org/wiki/Government-backed_loan

    A government-backed loan is a loan subsidized by the government, also known in the United States as a Federal Direct Loan, which protects lenders against defaults on payments, thus making it a lot easier for lenders to offer potential borrowers lower interest rates.

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