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Smiley v. Citibank, 517 U.S. 735 (1996), is a U.S. Supreme Court decision upholding a regulation of the Comptroller of Currency which included credit card late fees and other penalties within the definition of interest and thus prevented individual states from limiting them when charged by nationally-chartered banks.
Colleges that accept credit cards will often charge a processing fee to complete your payment. These fees are typically 2.5 percent or more of the tuition charge, which can add up quickly.
The Ohio Revised Code (ORC) contains all current statutes of the Ohio General Assembly of a permanent and general nature, consolidated into provisions, titles, chapters and sections. [1] However, the only official publication of the enactments of the General Assembly is the Laws of Ohio; the Ohio Revised Code is only a reference. [2]
Eliminates "fee harvester cards." The Act contains a provision that limits the first year annual fee for a credit card to 25% of the credit limit. Credit card issuers are still able to charge certain additional fees, such as "setup fees" or "program fees." The Act also restricts the fees that can be charged for gift cards and other prepaid cards.
This just in: College is expensive! CollegeBoard's Trends in College Pricing and Student Aid 2021 report has the average tuition and fees for full-time undergraduate students at $10,740 for a ...
The Federal Reserve approved a series of new limits on credit card companies that will protect consumers from exorbitant late fees and other penalties, including fees for inactivity and exceeding ...
Early college programs aim to close the academic gap between high school and college education, especially for first-generation and low-income students. Through these programs, high school students can enroll in college level classes, usually on campus, and earn credits that apply to their college degree and high school diploma.
This year, President Obama signed the Credit Card Act into law, and a part of it has rules concerning credit card use by anyone under age 21 (go to Title III on page 14 for the details). In short ...