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In the used car market in the United States and Canada, buy here, pay here, often abbreviated as BHPH, refers to a method of running an automobile dealership in which dealers themselves extend credit to purchasers of automobiles. [1] Typically, purchasers of cars at BHPH dealerships have poor credit history, and loans have high interest rates. [1]
A used car, a pre-owned vehicle, or a secondhand car, is a vehicle that has previously had one or more retail owners. Used cars are sold through a variety of outlets, including franchise and independent car dealers , rental car companies, buy here pay here dealerships, leasing offices, auctions, and private party sales.
When you buy a used car from an individual, you can purchase a vehicle history report for between $25 to $40. Typically, a well-maintained vehicle, even an old one, offers a longer, potentially ...
A car dealership can either be a franchised dealership selling new and used cars, or a used car dealership, selling only used cars. In most cases, dealerships provide car maintenance and repair services as well as trade-in, leasing, and financing options for customers. Used car dealers can carry cars from various different manufacturers, while ...
According to Edmunds, the following states had average auto loan rates of over 12% for used vehicles (including SUVs, trucks, electric cars and sedans) in September, including Mississippi, which ...
The starting MSRP for a brand new 2024 model is just $22,050, making it one of the most affordable cars on the road, and its ubiquity makes for plentiful deals on the used market.
This option, but not the obligation, to acquire the car after a period equivalent to a contract hire is therefore packaged as either an option (in law) to purchase the car (a call option) at a 'set' price, or a right to sell the car (a 'put' option) at a set price after ownership is fully achieved from the final ‘balloon’ payment.
After you make a purchase, you typically have no more than 30 days to cancel and get your money back. When this period expires, hefty tax penalties exist for withdrawing money early.