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For first-time car buyers, one of the most daunting parts of negotiating a good deal right now is interest rates. The average auto loan rate for someone with excellent credit is 5.25%, according ...
A title loan (also known as a car title loan) is a type of secured loan where borrowers can use their vehicle title as collateral. [1] Borrowers who get title loans must allow a lender to place a lien on their car title, and temporarily surrender the hard copy of their vehicle title, in exchange for a loan amount. [ 2 ]
The North Carolina Division of Motor Vehicles is the division of the North Carolina Department of Transportation (NCDOT) that oversees driver licenses and vehicle registrations within the state of North Carolina, USA. [1] The North Carolina Department of Motor Vehicles was created by the North Carolina General Assembly in 1941. [2]
A secured loan is a loan in which the borrower pledges some asset (e.g. a car or property) as collateral for the loan, which then becomes a secured debt owed to the creditor who gives the loan. The debt is thus secured against the collateral, and if the borrower defaults , the creditor takes possession of the asset used as collateral and may ...
Down payment grants. A down payment or first-time homebuyer grant is essentially free money to help you cover your down payment or closing costs. The grants are usually awarded to low- or moderate ...
Both home equity loans and auto loans are types of secured debt: that is, the borrowed funds are backed by collateral, which can be seized if you default on payments. But they have significant ...
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