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2. How does a fixed-rate HELOC work? - AOL

   www.aol.com/finance/does-fixed-rate-heloc...

   The interest rate on fixed-rate HELOCs stays the same throughout the draw period. In some cases, you can switch between a fixed-rate and a variable rate on these types of HELOCs to take advantage ...

3. Are HELOCs A Dangerous Game? Suze Orman Warns, 'Your ... - AOL

   www.aol.com/helocs-dangerous-game-suze-orman...

   A HELOC with an adjustable rate could be fine if you expect to pay off the balance within a year or two. However, a fixed-rate HELOC may be a better option if you anticipate needing more time ...

4. The Fed just cut interest rates. Time to tap your home equity?

   www.aol.com/finance/fed-just-cut-interest-rates...

   Falling interest rates will have an even more gradual impact on fixed-rate home equity loans. “With a HELOC, the borrower bears all the interest rate risk – which can be a double-edged sword ...

5. Home equity loan or HELOC vs. cash-out mortgage refinance - AOL

   www.aol.com/finance/home-equity-loan-heloc-vs...

   Features: New mortgage with fixed or adjustable interest rate. Equity requirement: 20% (if less, ... HELOCs generally have a variable interest rate and an initial draw period, which can last as ...

6. How the Federal Reserve affects HELOCs and home equity loans

   www.aol.com/finance/federal-affects-helocs-home...

   As of Mar. 20, interest rates on HELOCs average 8.99 percent, whereas 15-year home equity loans average 8.7 percent, according to Bankrate’s national survey of lenders.

7. Fact vs. fiction: Top 8 common home equity myths — debunked

   www.aol.com/finance/home-equity-myths-debunked...

   HELOC. Interest rate. Fixed interest rate. Variable interest rate. Funds. Lump sum. Only draw what you need. Terms. 5 to 30 years. 10-year draw period and 20-year repayment period. Repayment.