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For example: If you must file a claim, and your deductible is $500 — and the body shop’s bill is $3,000 — your insurance company will only pay $2,500. You’re responsible for the remaining ...
The Insurance Institute says opting for a higher deductible could lower your insurance premiums by up to 40%. 2. Reduce your coverage. If you've got an older vehicle or really need to save money ...
Auto insurance costs are up more than 22% since this time last year. It may be time to take that defensive driving course and bank the discount. Car insurance rates are nuts right now.
2. Take advantage of discounts. Another solid strategy when you need to know how to lower your auto insurance rate is to consider discounts. Companies typically offer several discount ...
Increasing your deductibles to lower your insurance premiums may save you money in the short term, but it can put you in a precarious financial situation if you need to submit an insurance claim.
Bundle your insurance: When you bundle your home and auto insurance policy with the same company, you can typically earn cheaper premiums on both. You may be able to bundle other types of ...
If your current car insurance is more than you can afford, shopping around could help you get a lower rate. “Pricing auto insurance is a very complicated process.
Some states offer defensive driver courses that can limit the number of points against your license and if the course is approved by your insurance company, you may be able to lower your premium.
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