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  2. Replacement value - Wikipedia

    en.wikipedia.org/wiki/Replacement_value

    If insurance carriers honestly determine replacement cost, it becomes a "win-win" for both for the carriers and the customers. However, when a replacement cost determination is made by the carrier (and, perhaps, its third party expert) that exceeds the actual cost of replacement, the customer is likely to be paying for more insurance than ...

  3. Builder's risk insurance - Wikipedia

    en.wikipedia.org/wiki/Builder's_risk_insurance

    Builder's risk insurance is "coverage that protects a person's or organization's insurable interest in materials, fixtures and/or equipment being used in the construction or renovation of a building or structure should those items sustain physical loss or damage from a covered cause."

  4. Texas has some of the highest homeowners insurance ... - AOL

    www.aol.com/texas-highest-homeowners-insurance...

    The average annual cost of home insurance in Texas last year was $3,875 — which is 113 percent more than the national average of $1,820. ... Key free agents, draft needs, moves to make after ...

  5. Does homeowners insurance cover damages due to Texas ... - AOL

    www.aol.com/does-homeowners-insurance-cover...

    Many families that were displaced or lost their homes in the Smokehouse Creek Fire are starting all over from scratch due to lack of insurance.

  6. Real estate appraisal - Wikipedia

    en.wikipedia.org/wiki/Real_estate_appraisal

    The report also includes commentary to advise the solicitor on issues that need addressing in the conveyance, and any risks that affect the building, grounds and people of a more general nature. There is also a market valuation of the property and an assessment of rebuilding costs for insurance purposes.

  7. Will California homeowners relocate or rebuild? Both are costly

    www.aol.com/california-homeowners-relocate...

    For example, if someone’s insurance covers $100,000 for a property, the insurance company might cover another $20,000 — or 20% — in additional living expenses, Collins said.

  8. Texas Property and Casualty Insurance Guaranty Association

    en.wikipedia.org/wiki/Texas_Property_and...

    We are an insurance safety net and partner in the insolvency system, fairly serving the people of Texas in an efficient and cost-effective way. TPCIGA, Mission statement According to the Texas State Auditor's Office, the "Association's purpose is to pay, fairly and in a timely manner, valid insurance claims involving insolvent property and ...

  9. LA neighbors have vastly different post-wildfire rebuilding ...

    www.aol.com/californias-insurance-crisis-leaves...

    Janet Ruiz, spokesperson for the Insurance Information Institute, which represents many major insurance companies, said California is fortunate to have the FAIR Plan, which is required to accept ...

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