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You don’t need to be a computer whiz to manage an online bank account, but you should be comfortable enough with the internet and phone apps to manage your banking online. Cash deposits are tricky.
Having easy access to a network of ATMs is important, even if you’re with an entirely digital bank. You never know when you might need to withdraw some cash or make a quick deposit at a machine.
A digital bank represents a virtual process that includes online banking, mobile banking, and beyond. As an end-to-end platform, digital banking must encompass the front end that consumers see, the back end that bankers see through their servers and admin control panels, and the middleware that connects these nodes.
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