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  2. Tenant screening - Wikipedia

    en.wikipedia.org/wiki/Tenant_screening

    Most landlords rely on a tenant screening company to produce a tenant screening report - to compile relevant credit, [1] public records and other information needed to adequately vet prospective tenants. Information gleaned from the application, tenant screening report, and the landlord's research is used to arrive at a decision based on the ...

  3. Fair Credit Reporting Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

    Before standardization of credit scoring, statements of character were integral to credit reports well into the 1960s. [3] With credit reports containing probing details about personality, habits, and health, in the hearings on the Fair Credit Reporting Act lawmakers were troubled that individuals were helpless to clear up errors.

  4. TransUnion - Wikipedia

    en.wikipedia.org/wiki/TransUnion

    For businesses, TransUnion updated its traditional credit score offering to include trended data that helps predict consumer repayment and debt behavior. This product, referred to as CreditVision, launched in October 2013. [16] Its SmartMove™ service facilitates credit and background checks for landlords.

  5. Can anyone check my credit without permission? - AOL

    www.aol.com/finance/anyone-check-credit-without...

    To check your credit, a person can either perform a hard credit inquiry or a soft credit inquiry. A hard credit inquiry, also called a hard credit pull or credit check, is typically used for ...

  6. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    The use of credit information in connection with applying for various types of insurance or in landlord background checks (for rental applications) has drawn similar amounts of scrutiny and criticism, because obtaining and maintaining employment, housing, transport, and insurance are among the basic functions of meaningful participation in ...

  7. Nearly 1 in 3 Americans Don’t Know Their Credit Score: Why ...

    www.aol.com/nearly-1-3-americans-don-170002189.html

    Check Your Credit Score Regularly (It Won’t Hurt Your Credit) Credit scores are updated fairly often — usually once a month, Zarrad said. Checking it as it’s updated is a perfectly safe move ...

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