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2. What is the time value of money? - AOL

   www.aol.com/finance/time-value-money-204611483.html

   For example, using the $500 example from before, if you could earn 8 percent on your money over that three-year period, then the present value of that money is just $396.92.

3. Time value of money - Wikipedia

   en.wikipedia.org/wiki/Time_value_of_money

   The time value of money refers to the observation that it is better to receive money sooner than later. Money you have today can be invested to earn a positive rate of return, producing more money tomorrow. Therefore, a dollar today is worth more than a dollar in the future. [1] The time value of money is among the factors considered when ...

4. Valuation (finance) - Wikipedia

   en.wikipedia.org/wiki/Valuation_(finance)

   This method estimates the value of an asset based on its expected future cash flows, which are discounted to the present (i.e., the present value). This concept of discounting future money is commonly known as the time value of money. For instance, an asset that matures and pays $1 in one year is worth less than $1 today.

5. Car costs - Wikipedia

   en.wikipedia.org/wiki/Car_costs

   Car finance comprises the different financial products which allows someone to acquire a car with any arrangement other than a single lump payment. When used, and for the purpose of assessing the private financial costs, one must consider only the interests paid by the car owner, as some part of the amount the owner pays each month for the finance is already embedded in the depreciations costs.

6. Year-end financial checklist: Your guide to reviewing and ...

   www.aol.com/finance/financial-planning-checklist...

   Year-end financial checklist to ... Consider adjusting your deductibles and coverage based on your vehicle's current value and your financial situation. ... if you drive an older car worth less ...

7. Future value - Wikipedia

   en.wikipedia.org/wiki/Future_value

   Future value is the value of an asset at a specific date. [1] It measures the nominal future sum of money that a given sum of money is "worth" at a specified time in the future assuming a certain interest rate, or more generally, rate of return; it is the present value multiplied by the accumulation function. [2]