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The typical plan comes without annual limits, and shorter waiting periods to activation. Some plans cover cosmetic dental procedures as well, although this is less common. A standard dental discount plan has a limited roster of dentists within its approved network, similar to dental insurance. [1]
With indemnity dental plans, the insurance company generally pays the dentist a percentage of the cost of services. Restrictions may include the co-payment requirements, waiting period, stated deductible, annual limitations, graduated percentage scales based on the type of procedure, and the length of time that the policy has been owned.
During 2008, Kool Smiles treated 18,000 children in the Georgia area, whose families had no medical insurance. The check-ups came as part of a government initiative, with the treatment being the first dental treatment the children had received in many cases. By 2011, two million patients visited Kool Smiles clinics. [36]
UnitedHealthcare's (UHC) Medicare plans often cover routine preventive dental services. Out-of-pocket costs may apply. Learn more about UHC here.
Claudia, a dental hygienist uses a Nomads X-ray tool to take an xray of Gaby Gonzalez teeth at the Remote Area Medical Clinic at the Southwestern Baptist Theological Seminary in Fort Worth, Texas ...
Some Medicare Advantage plans offer dental coverage. These plans are offered by private insurance companies and may bundle coverage similar to Part A and Part B, often with additional coverage.
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