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2. Home Affordable Refinance Program - Wikipedia

   en.wikipedia.org/wiki/Home_Affordable_Refinance...

   The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify.

3. Homeowners Affordability and Stability Plan - Wikipedia

   en.wikipedia.org/wiki/Homeowners_Affordability...

   The Homeowners Affordability and Stability Plan is a U.S. program announced on February 18, 2009, by U.S. President Barack Obama.According to the US Treasury Department, it is a $75 billion program to help up to nine million homeowners avoid foreclosure, which was supplemented by $200 billion in additional funding for Fannie Mae and Freddie Mac to purchase and more easily refinance mortgages. [1]

4. Housing and Economic Recovery Act of 2008 - Wikipedia

   en.wikipedia.org/wiki/Housing_and_Economic...

   The United States Housing and Economic Recovery Act of 2008 (commonly referred to as HERA) was designed primarily to address the subprime mortgage crisis.It authorized the Federal Housing Administration to guarantee up to $300 billion in new 30-year fixed rate mortgages for subprime borrowers if lenders wrote down principal loan balances to 90 percent of current appraisal value.

5. Want to refinance? Understanding the Fine Print of Obama's Plan

   www.aol.com/news/2010-12-09-want-to-refinance...

   Do you want to refinance your mortgage under the Home Affordable Refinance program? Good luck. The plan is confusing and confounding. For example, under the program, lenders are supposed to ...

6. Obama's Refinance Plan: Who Will Benefit? - AOL

   www.aol.com/news/2011-10-25-obamas-refinance...

   WASHINGTON -- Today's record-low mortgage rates are out of reach for millions of U.S. homeowners who would benefit from them most. One in four homeowners with a mortgage -- 11 million people ...

7. Obama's Refinance Plan Explained - AOL

   www.aol.com/2011/10/24/obamas-refinance-plan...

   By Nick Timiraos The Obama administration is revamping a program that's designed to let more homeowners refinance their mortgages even if they don't have any equity. This isn't a new program, but ...