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  2. How to calculate loan payments and costs - AOL

    www.aol.com/finance/calculate-loan-payments...

    Car loans are a type of amortizing loan. Let’s say you took out an auto loan for $20,000 with an APR of 6 percent and a five-year repayment timeline. Here’s how you would calculate loan ...

  3. How to get the best auto loan rate

    www.aol.com/finance/best-auto-loan-rate...

    Shopping around is the best way to compare your options. Here’s what to know.

  4. How Much an Auto Loan Will Cost You for a Used Car in These ...

    www.aol.com/finance/much-auto-loan-cost-used...

    Purchasing a used car is usually cheaper than buying a new one. If you finance the vehicle, you'll generally pay less per month, and it won't depreciate as quickly as a new car fresh off the ...

  5. Rule of 78s - Wikipedia

    en.wikipedia.org/wiki/Rule_of_78s

    Also known as the "Sum of the Digits" method, the Rule of 78s is a term used in lending that refers to a method of yearly interest calculation. The name comes from the total number of months' interest that is being calculated in a year (the first month is 1 month's interest, whereas the second month contains 2 months' interest, etc.).

  6. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    Indirect financing is arranged by the car dealership where the car is purchased. Legally, an indirect “loan” is not technically a loan; when a car buyer obtains financing facilitated by a dealership, the buyer and dealer sign a Retail Installment Sales Contract rather than a loan agreement.

  7. Amortization calculator - Wikipedia

    en.wikipedia.org/wiki/Amortization_calculator

    An amortization calculator is used to determine the periodic payment amount due on a loan (typically a mortgage), based on the amortization process.. The amortization repayment model factors varying amounts of both interest and principal into every installment, though the total amount of each payment is the same.

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