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  2. Do I have to pay off credit card debt that’s been sold to a ...

    www.aol.com/finance/pay-off-credit-card-debt...

    When you fail to repay credit card balances you owe, those unpaid debts are eventually sold to third-party debt collection agencies. This means you no longer owe the credit card company for the ...

  3. How to pay off a debt in collections

    www.aol.com/finance/pay-off-debt-collections...

    2. Know your debt collection rights. Educate yourself about your rights under the Fair Debt Collection Practices Act (FDCPA). This federal law regulates how creditors and debt collectors can ...

  4. How to settle credit card debt - AOL

    www.aol.com/finance/settle-credit-card-debt...

    Collection agencies may be unwilling to negotiate a settlement, even after months of payments to a debt settlement company. Having accounts in collections can damage your credit score .

  5. How to settle credit card debt - AOL

    www.aol.com/finance/settle-credit-card-debt...

    Note that with DIY debt settlement and debt settlement with a company, you may run out of time to negotiate a settlement with the original creditor if your debt is sold to a collections agency ...

  6. How to get debt relief - AOL

    www.aol.com/finance/where-debt-relief-help...

    You can get debt relief from lenders, debt relief companies and credit counseling agencies. The best debt relief strategy for your situation will depend on three main factors: the type of debt you ...

  7. How to tell if debt settlement is a good idea for you - AOL

    www.aol.com/finance/tell-debt-settlement-good...

    Potential debt reduction: Debt settlement may reduce the total amount you owe, providing relief from debt burdens. However, the fees of settlement and late fees can sometimes inflate your debt ...

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