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2. Do I have to pay off credit card debt that’s been sold to a ...

   www.aol.com/finance/pay-off-credit-card-debt...

   When you fail to repay credit card balances you owe, those unpaid debts are eventually sold to third-party debt collection agencies. This means you no longer owe the credit card company for the ...

3. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Be sure you can settle the debt before the interest-free period window ends. ... Contact your creditors or collection agencies to express your willingness to settle the debt. Remain calm, polite ...

4. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Collection agencies may be unwilling to negotiate a settlement, even after months of payments to a debt settlement company. Having accounts in collections can damage your credit score .

5. How to pay off a debt in collections

   www.aol.com/finance/pay-off-debt-collections...

   2. Know your debt collection rights. Educate yourself about your rights under the Fair Debt Collection Practices Act (FDCPA). This federal law regulates how creditors and debt collectors can ...

6. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   A good debt settlement company will handle calls from the credit card companies, nor the collection agencies. Calls will slow down as the settlement company makes contact with the creditors. Good settlement companies will arrange monthly update calls, establish a plan where the debtor can miss a payment or two, or finish the plan six months ...

7. Alternatives to debt relief - AOL

   www.aol.com/finance/alternatives-debt-relief...

   Struggling to handle debt. If your debt keeps growing after exhausting all of your options, debt relief companies may be able to settle your debt for less than what you originally owed. Can’t ...