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Foreclosure is a legal process in which a lender attempts to recover the balance of a loan from a borrower who has stopped making payments to the lender by forcing the sale of the asset used as the collateral for the loan.
[20] [21] Since the 2010 crisis, 62 million mortgages are held in the name of MERS, [22] and MERS has initiated thousands of foreclosures in the United States, claiming to be the mortgagee of record. Lawyers have contended in court that MERS has no legal right to initiate a foreclosure, because MERS does not own the loans in question.
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State Capitol Homes (aka "Capitol Homes") was completed on April 7, 1941 and designed to serve black families in low-rise housing. [2] The 694 units demolished in 2003 were replaced by Capitol Gateway, which includes 1,000 units of housing for various income levels.
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