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2. 3-D Secure - Wikipedia

   en.wikipedia.org/wiki/3-D_Secure

   3-D Secure is a protocol designed to be an additional security layer for online credit and debit card transactions. The name refers to the "three domains" which interact using the protocol: the merchant/acquirer domain, the issuer domain, and the interoperability domain.

3. Card security code - Wikipedia

   en.wikipedia.org/wiki/Card_security_code

   There are several types of security codes and PVV (all generated from DES key in the bank in HSM modules using PAN, expiration date and service code): . The first code, 3 numbers, called CVC1 or CVV1, is encoded on track one and two of the magnetic stripe of the card and used for card present transactions, with signature (second track also contains pin verification value, PVV, but now it is ...

4. Mastercard is acquiring identity verification company Ekata ...

   www.aol.com/finance/mastercard-acquiring...

   As online identity management grows in importance, Mastercard swooped in this morning and bought identity verification company Ekata for $850 million. Mastercard certainly sees the rapid digital ...

5. Merchant plug-in - Wikipedia

   en.wikipedia.org/wiki/Merchant_plug-in

   A merchant plug-in (MPI) is a software module designed to facilitate 3-D Secure verifications to help prevent credit card fraud. [1] The MPI identifies the account number and queries the servers of the card issuer (Visa, MasterCard, or JCB International) to determine if it is enrolled in a 3D-Secure program and returns the web site address of the issuer access control server (ACS) if it is ...

6. EMV - Wikipedia

   en.wikipedia.org/wiki/EMV

   After widespread identity theft due to weak security in the point-of-sale terminals at Target, Home Depot, and other major retailers, Visa, Mastercard and Discover [80] in March 2012 – and American Express [81] in June 2012 – announced their EMV migration plans for the United States. [82]

7. Chip Authentication Program - Wikipedia

   en.wikipedia.org/wiki/Chip_Authentication_Program

   The real world process is of course somewhat more complex as the card can return the ARQC in one of two formats (either the simple Response Message Template Format type 1 (id. 80 16) or the more complex Response Message Template Format 2 (id. 77 16) which splits the ARQC data into separate TLV values that need to be reassembled sequentially to ...