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The term 100-year flood indicates that the area has a one-percent chance of flooding in any given year, not that a flood will occur every 100 years. [2] Such maps are used in town planning, in the insurance industry, and by individuals who want to avoid moving into a home at risk of flooding or to know how to protect their property. FIRMs are ...
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The National Flood Insurance Program (NFIP) is a program created by the Congress of the United States in 1968 through the National Flood Insurance Act of 1968 (P.L. 90-448). The NFIP has two purposes: to share the risk of flood losses through flood insurance and to reduce flood damages by restricting floodplain development.
Both the train station and a total of 26 percent of town residents live within the 100-year floodplain. [26] The floodplain was breached in 1992 and 1996 resulting in damage to private property, the 1992 flooding of the train station parking lot and the implementation of flood mitigation measures that include town regulations that affect ...
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A '100-year flood' doesn't mean you'll be flood-free for the next 99 years. Win McNamee/Getty ImagesA 100-year flood, like a 100-year storm, is one so severe it has only a 1% chance of hitting in ...
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