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If you have worked enough to be eligible for disability benefits, we use a step-by-step process involving 5 questions to determine if you have a qualifying disability. The 5 questions are: 1.
Studies show that a 20-year-old worker has a 1-in-4 chance of becoming disabled before reaching full retirement age. Social Security pays disability benefits through two programs: The Social Security Disability Insurance (SSDI) program. The Supplemental Security Income (SSI) program. Social Security Disability Insurance (SSDI)
Social Security Disability Insurance (SSDI) or “Disability” provides monthly payments to people who have a disability that stops or limits their ability to work.
If you’re receiving SSDI benefits, your disability benefits automatically convert to retirement benefits, but the amount remains the same. If you also receive a reduced surviving spouse benefit, be sure to contact us when you reach full retirement age, so that we can make any necessary adjustment in your benefits. NOTE:
You can apply for Disability benefits online, or if you are unable to complete the application online, you can apply by calling our toll-free number, 1-800-772-1213, between 8:00 a.m. and 7:00 p.m. Our representatives can make an appointment for you to apply.
Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) programs provide assistance to people who meet our requirements for disability. Before you apply, please review the basics to make sure you understand what to expect during the application process.
You can start your retirement benefits as early as age 62 or as late as age 70. If you’re preparing to apply for retirement benefits, knowing when you’re eligible to apply and how the system works are the first steps in choosing what age is right for you.
Family benefits provide monthly payments to certain family members of people who are eligible for Retirement or Disability. Family benefits are also commonly called “spousal” or “child” benefits.
We pay disability benefits to people who are unable to work because of a medical condition that is expected to last one year or more or to end in death. If you think you may be eligible to receive disability benefits and would like to apply, you can use our online application.
You can use the online application to apply for disability benefits if you: Are age 18 or older; Are not currently receiving benefits on your own Social Security record;