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2. Does Debt Consolidation Hurt Your Credit?

   www.aol.com/finance/does-debt-consolidation-hurt...

   Learn how debt consolidation can impact your credit. See the long-term effects on your credit score and how debt management can improve your credit.

3. Pros and cons of debt consolidation

   www.aol.com/finance/pros-cons-debt-consolidation...

   American consumer debt — including mortgages, car loans, credit cards and student loans — reached $16.90 trillion in the fourth quarter of 2022, according to the New York Federal Reserve. This ...

4. 3 Signs Debt Consolidation Isn’t the Right Option for You

   www.aol.com/finance/3-signs-debt-consolidation...

   Debt consolidation can give your finances a fresh start. If you’re sitting atop a mountain of considerable debt, combining it into one payment can help you get back on track — but it isn’t ...

5. Debt relief: Pros and cons - AOL

   www.aol.com/finance/debt-relief-pros-cons...

   Consolidation is a common route for most borrowers, as there are numerous benefits and minimal risks, regardless of whether you choose to take out a new loan or opt for a 0 percent APR credit card ...

6. 4 types of debt you can consolidate

   www.aol.com/finance/3-types-debt-consolidate...

   For example, if your APR is 16% on your credit card and you consolidate $10,000 in debt with a new, 24-month personal loan with a 7.5 percent rate, you could save: Nearly $1,100 in interest fees ...

7. Alternatives to debt relief - AOL

   www.aol.com/finance/alternatives-debt-relief...

   There are many ways to consolidate debt, including taking out a new loan, line of credit or balance transfer credit card to pay off multiple debts. Consolidation can make your debt more manageable ...

8. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   Your credit score: One goal of debt consolidation is to reduce the interest rate on your debt. The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card ...

9. Debt consolidation vs. Bankruptcy: Which is right for you?

   www.aol.com/finance/debt-consolidation-vs...

   Debt consolidation is the process of rolling multiple credit cards or loans into a single credit line or loan. You’ll still owe the same amount. With fewer creditors, you won’t have to juggle ...