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  2. Sacramento senior, 66, found $6,000 in cash that she lost ...

    www.aol.com/finance/sacramento-senior-66-found-6...

    Sacramento senior, 66, found $6,000 in cash that she lost years ago, but her bank refused to accept the ‘deteriorated’ bills — how to deposit damaged or mutilated money Bethan Moorcraft July ...

  3. Bank regulation in the United States - Wikipedia

    en.wikipedia.org/wiki/Bank_regulation_in_the...

    Banks would be prohibited from increasing the rate on a pre-existing credit card balance (except under limited circumstances) and must allow the consumer to pay off that balance over a reasonable period of time; Banks would be prohibited from applying payments in excess of the minimum in a manner that maximizes interest charges

  4. Financial privacy laws in the United States - Wikipedia

    en.wikipedia.org/wiki/Financial_privacy_laws_in...

    Federal agencies can access any financial records if the records in question are connected to a law enforcement investigation. [3] The act also gives any government department or agency the ability to request access to a customer's information. [1] The government can access financial records through six exceptions: [3] [1] Grand jury subpoena

  5. Legal tender - Wikipedia

    en.wikipedia.org/wiki/Legal_tender

    In 1901, notes in circulation in Australia consisted of bank notes payable in gold coin and issued by the trading banks, and Queensland Treasury notes. Bank notes circulated in all states except Queensland, but were not legal tender except for a brief period in 1893 in New South Wales. There were, however, some restrictions on their issue and ...

  6. 13 common bank fees you shouldn't be paying — and how to ...

    www.aol.com/finance/avoid-common-bank-fees...

    9. Lost debit card replacement fees. 💵 Typical cost: $5 to $15 for rush delivery Many banks will send you a new debit card for free if yours is lost, stolen or damaged. But you may pay a fee ...

  7. FDIC announces rule forcing banks to keep fintech customer ...

    www.aol.com/news/fdic-unveils-rule-forcing-banks...

    The Federal Deposit Insurance Corp. on Tuesday proposed a new rule forcing banks to keep detailed records for customers of fintech apps after the failure of tech firm Synapse resulted in thousands ...

  8. Banker's acceptance - Wikipedia

    en.wikipedia.org/wiki/Banker's_acceptance

    A banker's acceptance is a document issued by a bank institution that represents a bank's commitment to make a requested future payment. The request will typically specify the payee, the amount, and the date on which it is eligible for payment. After acceptance, the request becomes an unconditional liability of the bank.

  9. 7 best banks for seniors and retirees in January 2025: Ring ...

    www.aol.com/finance/best-bank-accounts-for...

    Where the national average is 0.45% at a traditional bank, yields at digital banks range from 0.5% up to 5% or more for high-yield savings and money market accounts. You won’t pay high fees.