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Money orders are a safe alternative to checks. Find out how to properly fill one out so you can use money orders to send money, make deposits and pay bills.
The Postal Service, for example, allows you to buy money orders up to $1,000 if you’re sending it within the U.S. On top of the price of the money order, a $1–$10 fee typically applies ...
If you miss that deadline, the person who purchased the money order must fill out PS Form 6401, Money Order Inquiry to get a refund. You can mail the form to: St. Louis Accounting Service Center
A money order is purchased for the amount desired. In this way it is similar to a cashier's check.The main difference is that money orders are usually limited in maximum face value to some specified figure (for example, the United States Postal Service limits domestic postal money orders to US$1,000.00 as of November 2023) while cashier's check are not.
They can be filled in prior to attending the bank, making it more convenient when paying in. They also used when transporting of money. [ 1 ] [ 2 ] [ 3 ] Pay-in slips encourage the sorting of cash and coins, are filled in and signed by the person who deposited the money, and some tear off from a record that is also filled in by the depositor.
In U.S. law, in Article 3 of the Uniform Commercial Code, codified in most U.S. State statutes, a check is an order (as opposed to a promise) to pay a fixed amount of money, according to §3-104(a). §3-104(f) specifies that "Check" means (i) a draft, other than a documentary draft, payable on demand and drawn on a bank; or
Here’s an example of how a money order might look: iStock.com. When Do You Need a Money Order? ... you’ll need to fill out a form and provide a government-issued photo ID.
An example is a tax return; filling one out is required in order for the amount of tax one owes to be determined. A form may also be a request for a tax refund. Forms may be filled out in duplicate (or triplicate, meaning three times) when the information gathered on the form needs to be distributed to several departments within an organisation.