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2. 6 Free Budget Templates for Excel, Google Sheets & Numbers - AOL

   www.aol.com/finance/6-free-budget-templates...

   A percentage-based budgeting model like the 50/30/20 method allows for more flexibility than a zero-based budget, so the spreadsheet doesn’t need to be as complex.

3. 9 Free, Easy-To-Use Budget Templates and Spreadsheets - AOL

   www.aol.com/finance/9-free-easy-budget-templates...

   9 Free Budget Templates and Spreadsheets. The good news is that if apps aren’t your thing, you don’t have to complicate your life by asking yourself, “How do you make a printable budget ...

4. How to Make a Budget In Google Sheets - AOL

   www.aol.com/budget-google-sheets-140029973.html

   You don’t have to be a spreadsheets whiz to learn how to make a budget in Google Sheets. Google Sheets, Google’s spreadsheet app, is a great platform for budgeting. You can customize your ...

5. Google Sheets - Wikipedia

   en.wikipedia.org/wiki/Google_Sheets

   Google Sheets is a spreadsheet application and part of the free, web-based Google Docs Editors suite offered by Google. Google Sheets is available as a web application; a mobile app for: Android, iOS, and as a desktop application on Google's ChromeOS. The app is compatible with Microsoft Excel file formats. [5]

6. Personal budget - Wikipedia

   en.wikipedia.org/wiki/Personal_budget

   In the most basic form of creating a personal budget the person needs to calculate their net income, track their spending over a set period of time, set goals based on the information previously gathered, make a plan to achieve these goals, and adjust their spending based on the plan. [3] There exist many methods of budgeting to help people do ...

7. Fiscal year - Wikipedia

   en.wikipedia.org/wiki/Fiscal_year

   The Act also provides for certain classes of taxpayers to have a year of assessment ending on a day other than the last day of February. Companies are permitted to have a tax year ending on a date that coincides with their financial year. Many older companies still use a tax year that runs from 1 July to 30 June, inherited from the British system.

8. Year-to-date - Wikipedia

   en.wikipedia.org/wiki/Year-to-date

   YTD measures are more sensitive to changes early in the year than later in the year. In contrast, measures like the 12-month ending (or year-ending) are less affected by seasonal influences. For example, to calculate year-to-date invoicing for a company, sum the invoice totals for each month of the current year up to the present date. [2]

9. Here’s how to use an extra paycheck this month - AOL

   www.aol.com/finance/extra-paycheck-month...

   For example, in one year, it would cost you $111 in interest to pay off a $1,000 balance on a credit card at a 20 percent APR. Extra money from a third monthly paycheck could be used to pay down ...