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A gift card, also known as a gift certificate in North America, or gift voucher or gift token in the UK, [1] is a prepaid stored-value money card, usually issued by a retailer or bank, to be used as an alternative to cash for purchases within a particular store or related businesses. Gift cards are also given out by employers or organizations ...
A credit card balance transfer is the transfer of the outstanding debt (the balance) in a credit card account to an account held at another credit card company. [1] This process is encouraged by most credit card issuers as a means to attract customers. The new bank/card issuer makes this arrangement attractive to consumers by offering incentives.
Here's how the scam works: Thieves steal gift cards from numerous Target stores and save the security codes and card numbers.
A payment card number, primary account number ( PAN ), or simply a card number, is the card identifier found on payment cards, such as credit cards and debit cards, as well as stored-value cards, gift cards and other similar cards.
In-Store If you’re already at the store, with a gift card in hand, but not sure how much you have available to pay with, you can present the card to any cashier, who can look up the balance for you.
If you have a gift card from another major retailer, you can trade in the card for a Target one -- for a percentage of the gift card's original value.
Stored-value cards are prepaid money cards and may be disposed when the value is used, or the card value may be topped up, as in the case of telephone calling cards or when used as a fare card . The term closed-loop means the funds and/or data are physically stored on the token or card in the form of binary-coded data.
Free debit cards or prepaid debit cards refer to reloadable or disposable cards you can get without having to apply, register or pay transaction fees.
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