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  2. How to shop for a mortgage without hurting your credit score

    www.aol.com/finance/shop-mortgage-without...

    While soft credit check mortgage preapprovals are hard to come by, a prequalification can help you explore loan options without the credit score hit. If you do pursue preapproval, do it with ...

  3. Mortgage prequalification vs. preapproval: How to time these ...

    www.aol.com/finance/mortgage-prequalification-vs...

    Full mortgage application. Credit check. Soft credit check may be required. Hard credit check is required. Verification. Self-reported information only.

  4. No-doc mortgage: What is it and can you still get one? - AOL

    www.aol.com/finance/no-doc-mortgage-still-one...

    Cons. Few lenders offer these loans in 2024. You’ll need a good credit score and lots of liquid assets to qualify. No-doc mortgage loans usually come with higher interest rates.

  5. Bank statement loan: What is it and who should get one? - AOL

    www.aol.com/finance/bank-statement-loan-one...

    Accessibility: You don’t need perfect credit to get a bank statement mortgage, as some lenders accept borrowers with credit scores as low as 620. May have higher loan limits: ...

  6. No doc loan - Wikipedia

    en.wikipedia.org/wiki/No_doc_loan

    A loan with few to no documentation or credit history requirements is easier to qualify for, but generally carries a significantly higher interest rate. [2] The term came to prominence during the 2007-2008 financial crisis when up to one-third of all new mortgages issued were no-doc or low-doc loans. [3]

  7. Guide to no-down payment mortgages: Am I eligible? - AOL

    www.aol.com/finance/no-down-payment-mortgage...

    United Wholesale Mortgage, for example, offers lower- to moderate-income borrowers conventional mortgages paired with a no-interest, payment-deferred loan that covers a 3 percent down payment on ...

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