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2. What is joint borrowing? - AOL

   www.aol.com/finance/joint-borrowing-190834758.html

   Adding a joint applicant to your loan application who earns a separate income from you might make you eligible to borrow more money. Build or rebuild your credit. A well-managed joint account ...

3. Should you add a co-borrower to your mortgage? - AOL

   www.aol.com/finance/add-co-borrower-mortgage...

   In a co-borrowing situation, both borrowers complete an application, and the mortgage lender considers your qualifications and those of the co-borrower, including assets, credit history and income.

4. 5 Questions to Ask Before You Get a Joint Loan with ... - AOL

   www.aol.com/news/5-questions-ask-joint-loan...

   Here are some things you should consider before you take out a loan with your significant other.Image source: Getty Images. 5 Questions to Ask Before You Get a Joint Loan with Your Partner Skip to ...

5. USDA home loan - Wikipedia

   en.wikipedia.org/wiki/USDA_home_loan

   For home loans that may have an income of up to 115% of the median income for the area. Families must be without adequate housing, but be able to afford the mortgage payments, including taxes and insurance. In addition, applicants must have reasonable credit histories. Additionally, the property must be located within the USDA RD Home Loan ...

6. Bank of America Home Loans - Wikipedia

   en.wikipedia.org/wiki/Bank_of_America_Home_Loans

   Bank of America Home Loans is the mortgage unit of Bank of America.It previously existed as an independent company called Countrywide Financial from 1969 to 2008. In 2008, Bank of America purchased the failing Countrywide Financial for $4.1 billion.

7. Real Estate Settlement Procedures Act - Wikipedia

   en.wikipedia.org/wiki/Real_Estate_Settlement...

   For example, a lender advertising a home loan might have advertised the loan with a 5% interest rate, but then when one applies for the loan one is told that one must use the lender's affiliated title insurance company and pay $5,000 for the service, whereas the normal rate is $1,000. The title company would then have paid $4,000 to the lender.

8. Home Mortgage Disclosure Act - Wikipedia

   en.wikipedia.org/wiki/Home_Mortgage_Disclosure_Act

   The date of application; The loan type (conventional loan, FHA loan, VA loan or a loan guaranteed by the Farmers Home Administration) The type of property involved (single-family, multifamily) The purpose of the loan (home purchase, home improvement, refinancing) Owner occupancy of the property (owner occupied or non-owner occupied) The loan amount

9. How to get a debt consolidation loan with bad credit

   www.aol.com/finance/debt-consolidation-loan-bad...

   Joint applicants (also called co-borrowers or co-applicants) take on the debt with the primary borrower and have joint ownership of the balance. Secured loans. These loans require some form of ...