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  2. Debt relief: Pros and cons - AOL

    www.aol.com/finance/debt-relief-pros-cons...

    If you work with a credit counselor to create a debt management plan, ensure it’s with a non-profit counseling agency. You can consolidate debt through a 0 percent APR credit card or a debt ...

  3. Credit counseling: What to know before signing up - AOL

    www.aol.com/finance/credit-counseling-know...

    Credit counseling organizations offer several services, from budgeting to bankruptcy counseling. Knowing the differences between these services can help you determine the best fit for your needs ...

  4. A comprehensive guide to debt relief programs - AOL

    www.aol.com/finance/debt-relief-guide-know...

    Through a debt management program (DMP), you work with a credit counselor on a roadmap to help you get out of debt sooner. The plan includes budget development to help you better manage your finances.

  5. National Foundation for Credit Counseling - Wikipedia

    en.wikipedia.org/wiki/National_Foundation_for...

    The National Foundation for Credit Counseling (NFCC), founded in 1951, is the largest and longest-serving nonprofit financial counseling organization in the United States. NFCC member agencies provide access to financial counseling services for consumers.

  6. Debt management plan - Wikipedia

    en.wikipedia.org/wiki/Debt_management_plan

    DMPs for consumers are often negotiated by a credit counseling agency on behalf of the debtor. [1] Credit counseling agencies often address the debt by working with the debtor to set a budget based on their regular income and expenditures that will then include one regular bill payment that is allocated across the creditor(s). Agencies will ...

  7. Money Management International - Wikipedia

    en.wikipedia.org/wiki/Money_Management_International

    Money Management International was founded in 1997 by six financial consulting organizations that were members of the Consumer Credit Counseling Services (CCCS) network. [ 1 ] Money Management International is a non-profit organization that works to help people effectively manage their finances and increase their financial literacy.

  8. How to get debt relief - AOL

    www.aol.com/finance/where-debt-relief-help...

    Credit counseling agencies can help you get out of debt through a debt management plan and provide you with the necessary tools to understand how to better manage your finances in the future. 4 ...

  9. Credit counseling - Wikipedia

    en.wikipedia.org/wiki/Credit_counseling

    Credit counseling is most often done by Credit counseling agencies that are empowered by contract to act on behalf of the debtor to negotiate with creditors to resolve debt that is beyond a debtor's ability to pay. Some of the agencies are non-profits that charge at no or non-fee rates, while others can be for-profit and include high fees.

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