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interac.ca /en /interac-e-transfer-consumer Interac e-Transfer (formerly Interac Email Money Transfer or EMT ) is a Canadian funds transfer service between personal and business accounts in participating Canadian banks and other financial institutions , offered through Interac Corporation .
The Interac e-Transfer service is offered by CertaPay. It allows online banking customers to send money to anyone with an e-mail address or a cellphone number and a bank account in Canada. Prior to February 2018, this was an Interac-branded service operated by Acxsys Corporation. Interac e-Transfer service is designated as a prominent payment ...
Instead, it permits transfer of funds only via its own “Interac e-Transfer”, an electronic transfer system similar to a cheque, which may be sent manually to a recipient's email or phone number. As of 2022, one Canadian bank has attempted to work within the system by facilitating automated (recurring or pre-scheduled) e-Transfers. [1]
2022: Peoples Trust Company became first Automated Clearing Settlement System (ACSS) direct clearer in Canada since 1984. [3]2021: Peoples Payment Solutions offers access to real-time payments with Interac e-Transfer® for business.
Electronic funds transfer (EFT) is the transfer of money from one bank account to another, either within a single financial institution or across multiple institutions, via computer-based systems. The funds transfer process generally consists of a series of electronic messages sent between financial institutions directing each to make the debit ...
1985: Accel was founded, by major banks in the Northwest of the United States, primarily as an electronic funds transfer network.; 1991: Accel began a business partnership with the Exchange network creating ACCEL/Exchange.
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