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2. How are annuities regulated? Federal and state laws explained

   www.aol.com/finance/annuities-regulated-federal...

   State governments are the primary regulators of annuities. Insurance departments in each state oversee the licensing of agents, the setting of policy and the financial stability of insurance ...

3. Annuities in the United States - Wikipedia

   en.wikipedia.org/wiki/Annuities_in_the_United_States

   A deferred annuity that permits allocations to stock or bond funds and for which the account value is not guaranteed to stay above the initial amount invested is called a variable annuity (VA). A new category of deferred annuity, called the fixed indexed annuity (FIA) emerged in 1995 (originally called an Equity-Indexed Annuity). [5]

4. Guaranty association - Wikipedia

   en.wikipedia.org/wiki/Guaranty_association

   Annuity contracts are protected against insurance company insolvency up to a specific dollar limit, often $100,000, but as high as $500,000 in New York, [6] New Jersey, [7] and the state of Washington. [8] California is the only state that has a limit less than 100%; the limit is 80% up to $300,000. [9] This protection is not insurance.

5. Public employee pension plans in the United States - Wikipedia

   en.wikipedia.org/wiki/Public_employee_pension...

   Many U.S. cities are allowed to participate in the pension plans of their states; some of the largest have their own pension plans. The total number of local government employees in the United States as of 2020 is 14.3 million. There are 11.1 million full-time and 3.1 million part-time local-government civilian employees as of 2020. [16]

6. Annuity free look period minimum requirements by state - AOL

   www.aol.com/finance/annuity-free-look-period...

   State. Free look minimum requirement . Alabama. 15 days. Free look period is only granted if the insurer fails to provide an annuity buyer’s guide and disclosure document at or before the ...

7. What are pension annuities? - AOL

   www.aol.com/finance/pension-annuities-163602841.html

   Guaranteed income: Pension annuities provide a reliable source of income throughout your retirement, regardless of market conditions.. Peace of mind: Knowing you have a steady income stream can ...