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2. How are annuities regulated? Federal and state laws explained

   www.aol.com/finance/annuities-regulated-federal...

   Annuity regulation is a patchwork of state and federal oversight, from state insurance departments monitoring agents and brokers to federal agencies regulating variable annuities.

3. Annuities in the United States - Wikipedia

   en.wikipedia.org/wiki/Annuities_in_the_United_States

   A deferred annuity that permits allocations to stock or bond funds and for which the account value is not guaranteed to stay above the initial amount invested is called a variable annuity (VA). A new category of deferred annuity, called the fixed indexed annuity (FIA) emerged in 1995 (originally called an Equity-Indexed Annuity). [5]

4. Public employee pension plans in the United States - Wikipedia

   en.wikipedia.org/wiki/Public_employee_pension...

   Many U.S. cities are allowed to participate in the pension plans of their states; some of the largest have their own pension plans. The total number of local government employees in the United States as of 2020 is 14.3 million. There are 11.1 million full-time and 3.1 million part-time local-government civilian employees as of 2020. [16]

5. National Organization of Life and Health Insurance Guaranty ...

   en.wikipedia.org/wiki/National_Organization_of...

   Each state guaranty association is governed by state law; most associations cover up to at least $300,000 for life insurance death benefits, $100,000 in cash surrender value for life insurance, $250,000 in withdrawal and cash values for annuities, and up to $500,000 in health insurance policy benefits (depending on the type of health insurance ...

6. Annuity free look period minimum requirements by state - AOL

   www.aol.com/finance/annuity-free-look-period...

   State. Free look minimum requirement . Alabama. 15 days. Free look period is only granted if the insurer fails to provide an annuity buyer’s guide and disclosure document at or before the ...

7. Are annuities a safe investment? - AOL

   www.aol.com/finance/annuities-safe-investment...

   Fixed annuities are considered the safest type of annuity because their returns are tied to a specific rate, usually the prevailing interest rate, and they offer a guaranteed minimum payout ...