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  2. Credit history, credit score, income, debts, employment and other financial details are all likely to be considered as part of the loan application when you agree to become a co-signer for someone.

  3. Should you cosign a loan for your child or a loved one? A ...

    www.aol.com/finance/pros-cons-cosigning-loan...

    If you have good credit and steady income, you can cosign to help a loved one get approved for a loan or help qualify for more affordable terms. The downsides, however, include potential damage to ...

  4. Low-income loans: Personal loans for a tight budget - AOL

    www.aol.com/finance/low-income-loans-personal...

    If you have a lower credit score, expect higher interest rates and fees. For example, those with scores below 690 are likely to get a rate between 17.80 percent and 32 percent.

  5. Payday loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Payday_loans_in_the_United...

    Some states have laws limiting the number of loans a borrower can take at a single time according to LATimes report. [19] This is currently being accomplished by single, statewide realtime databases. These systems are required in Florida, Michigan, Illinois, Indiana, North Dakota, New Mexico, Oklahoma, South Carolina, and Virginia States ...

  6. Equal Credit Opportunity Act - Wikipedia

    en.wikipedia.org/wiki/Equal_Credit_Opportunity_Act

    The Equal Credit Opportunity Act (ECOA) is a United States law (codified at 15 U.S.C. § 1691 et seq.), enacted October 28, 1974, [1] that makes it unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction, on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to ...

  7. Space Coast Credit Union - Wikipedia

    en.wikipedia.org/wiki/Space_Coast_Credit_Union

    The company changed its name to Space Coast Credit Union in 1980. [4] In 2009, SCCU merged with Eastern Financial Florida Credit Union, growing SCCU's assets to $3.2 billion and 380,000 members. [5] Prior to the merger, bad loans and investments made during the 2007–2008 financial crisis put Eastern Financial into distress. [6]

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