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The effective interest rate (EIR), effective annual interest rate, annual equivalent rate (AER) or simply effective rate is the percentage of interest on a loan or financial product if compound interest accumulates in periods different than a year. [1] It is the compound interest payable annually in arrears, based on the nominal interest rate ...
a statement on the talk page accompanying any paid contributions, or; a statement in the edit summary accompanying any paid contributions. Applicable law, or community and Foundation policies and guidelines, such as those addressing conflicts of interest, may further limit paid contributions or require more detailed disclosure.
On 10 August 2012, thousands of NUM members began a series of wildcat strikes at Lonmin's Marikana mines linked to demands for increased pay. The following day, NUM leaders allegedly opened fire on striking NUM members who were marching to their offices to demand support from their union - an incident now acknowledge as the first violent incident during the strikes.
Many countries have constitutional law that protects free speech. Terms like free speech, freedom of speech, and freedom of expression are used interchangeably in political discourse. However, in a legal sense, the freedom of expression includes any activity of seeking, receiving, and imparting information or ideas, regardless of the medium used.
A self-report inventory is a type of psychological test in which a person fills out a survey or questionnaire with or without the help of an investigator. Self-report inventories often ask direct questions about personal interests, values, symptoms, behaviors, and traits or personality types. Inventories are different from tests in that there ...
The situation was exacerbated by Kremlev's statements, who repeatedly criticized IOC President Thomas Bach, declared his intention to initiate legal proceedings against him, and expressed dissatisfaction with the Olympic Games opening ceremony, calling it "humiliating".
The risk-free rate of return, usually shortened to the risk-free rate, is the rate of return of a hypothetical investment with scheduled payments over a fixed period of time that is assumed to meet all payment obligations.
A mission statement aims to communicate the organisation's purpose and direction to its employees, customers, vendors, and other stakeholders. A mission statement also creates a sense of identity for employees. Organizations normally do not change their mission statements over time, since they define their continuous, ongoing purpose and focus. [5]