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2. How to qualify for competitive rates on low-interest personal ...

   www.aol.com/finance/qualify-competitive-rates...

   An excellent credit score gives you the best chance of receiving a low interest rate on a personal loan. Before applying, check your credit report to ensure your score is in the best shape and ...

3. What is a personal loan? What you should know before you apply

   www.aol.com/finance/personal-loan-213206505.html

   Personal loans are great for short- to medium-term borrowing at rates that are typically lower than credit cards. They can be a good option if you have good credit and a specific financial goal in ...

4. How to calculate loan payments and costs - AOL

   www.aol.com/finance/calculate-loan-payments...

   Auto loans usually come with shorter terms than personal or home equity loans, and your credit score will play a key role in how high or low your offered rate is. How to calculate total loan costs

5. What is the average personal loan interest rate? - AOL

   www.aol.com/finance/average-personal-loan...

   Key takeaways. The current average personal loan interest rate is 12.36%. Excellent credit results in the lowest rates — and poor credit may have rates over 30%.

6. Average credit score for personal loans - AOL

   www.aol.com/finance/average-credit-score...

   High interest rates for bad credit: While personal loan interest rates are lower than credit cards on average, personal loans often have high rate caps. Borrowers with bad or fair credit may be ...

7. 7 risks of taking out a personal loan - AOL

   www.aol.com/finance/7-risks-taking-personal-loan...

   A high APR if your credit is bad. Although average personal loan rates can be as low as 10.73 percent for borrowers with an excellent credit score they may be as steep as 32 percent for borrowers ...