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  2. I Paid Off $10K of Debt For Less Than Owed — Here’s ... - AOL

    www.aol.com/paid-off-10k-debt-less-141536844.html

    Still, becoming debt-free gave Lancaster a huge sense of relief — like escaping quicksand and finally being able to breathe again. More From GOBankingRates How Middle-Class Earners Are Quietly ...

  3. Can you pay to remove negative items from your credit ... - AOL

    www.aol.com/finance/pay-remove-negative-items...

    Request debt removal: Request that the collection agency delete the debt from your credit report in exchange for payment. Timeframe to respond : Give the collection agency a deadline to respond to ...

  4. How to pay off your credit card debt: A step-by-step ... - AOL

    www.aol.com/finance/how-to-pay-off-credit-card...

    How to pay off your credit card debt: A step-by-step game plan to break free from your balance Yahia Barakah and Nicole Dieker Updated January 18, 2025 at 9:54 AM

  5. What is a pay-for-delete letter? - AOL

    www.aol.com/finance/pay-delete-letter-195458239.html

    Debt acknowledgment: Clearly state the debt amount and confirm your understanding of its accuracy. Proposed terms : Specify how much you’re willing to pay and request the complete removal of the ...

  6. How to get debt-free - AOL

    www.aol.com/finance/debt-free-202046867.html

    Getting debt-free in a year relies on your willingness to commit to a budget, adopt a payoff strategy and stick to it. The most important aspect is to always look forward to success. Don’t get ...

  7. How to pay off a debt in collections

    www.aol.com/finance/pay-off-debt-collections...

    In addition to verifying the debt is collectible, you should contact the collection company and request a debt validation letter to ensure it has a legal right to collect on your debt. 5 ...

  8. How To Get Out of Debt: A Step-by-Step Guide - AOL

    www.aol.com/finance/debt-step-step-guide...

    If you're heavily in debt, you're not alone: a GOBankingRates survey found that the average American is $63,000 in debt. Whether your debt is from student loans, credit cards, mortgage loans, auto...

  9. What is debt forgiveness? - AOL

    www.aol.com/finance/debt-forgiveness-202301471.html

    Debt management plans: A debt counselor will work with your lenders to create a suitable repayment plan. They won’t negotiate a lower settlement amount but will request reduced interest rates ...