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When a customer orders a product from a payment gateway-enabled merchant, the payment gateway performs a variety of tasks to process the transaction. [2] [failed verification] The order is placed. The payment gateway may allow transaction data to be sent directly from the customer's browser to the gateway, bypassing the merchant's systems.
Instant payment notification (IPN) is a method for online retailers to automatically track purchases and other server-to-server communication in real time. This allows E-commerce systems the opportunity to store payment transactions, order information and other sales internally.
A payment service provider (PSP) is a third-party company that allows businesses to accept electronic payments, such as credit card and debit card payments. PSPs act as intermediaries between those who make payments, i.e. consumers , and those who accept them, i.e. retailers .
As of 21 January 2025 (two months after PHP 8.4's release), PHP is used as the server-side programming language on 75.0% of websites where the language could be determined; PHP 7 is the most used version of the language with 47.1% of websites using PHP being on that version, while 40.6% use PHP 8, 12.2% use PHP 5 and 0.1% use PHP 4. [19]
Stripe provides application programming interfaces that web developers can use to integrate payment processing into their websites and mobile applications. [37] The company introduced Stripe Connect in 2012, a multiparty payments solution that lets software developers embed payments natively into their products.
Depending on the payment gateway a website may not need a SSL. Using an API integration method, a website's visitor remains on the website through the entire transaction process, and a SSL is required. Using a simple method that some gateways provide, a visitor is redirected to the payment gateway to complete a transaction, where the SSL is ...
Once the payment processor has received confirmation that the credit card details have been verified, the information is relayed back via the payment gateway to the merchant, who will then complete the payment transaction. If verification is denied by the card association, the payment processor will relay the information to the merchant, who ...
Braintree provides client libraries and integration examples in Ruby, Python, PHP, Java, .NET, and Node.js; mobile libraries for iOS and Android; and Braintree.js for in-browser card encryption. [18] Braintree also works with most e-commerce and billing platforms, including BigCommerce, WooCommerce, and Magento. [19]