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  2. How difficult is it to Freeze and Unfreeze your Credit with...

    www.reddit.com/.../195s37f/how_difficult_is_it_to_freeze_and_unfreeze_your

    I have found the process to be very simple - especially the unfreezing/refreezing. Each major credit agency has a calendar where you specify the date to unfreeze and the date to refreeze. The credit is unfrozen on the date you enter (can be same day you are entering the unfreeze) and refrozen at midnight on the date you refreeze.

  3. Trouble unfreezing Equifax : r/personalfinance - Reddit

    www.reddit.com/r/personalfinance/comments/j87jq6/trouble_unfreezing_equifax

    To summarize Equifax's system has been pretty much down since mid-July 2020 and you will know when it's down because you will see “We are temporarily unable to complete this request” screen after logging in. Why they haven't fixed this is beyond me. 2. Award. Hi PF, I’m looking to begin the refinance process soon so I unfroze my credit ...

  4. Equifax Unfreeze NIGHTMARE. Any suggestions? : r/personalfinance...

    www.reddit.com/r/personalfinance/comments/d6iwzo/equifax_unfreeze_nightmare...

    According to the Federal Trade Commission, the three major credit bureaus are required to lift a freeze within one hour if the request is made online or by phone. If you mail your request, they are required to lift the freeze within three business days of being notified. I would call the FTC. 5. Award.

  5. Equifax "Manage Freeze" has not worked for me on their website...

    www.reddit.com/r/personalfinance/comments/en0ipb/equifax_manage_freeze_has_not...

    Have you tried their 'Lock & Alert" app? It's easy to use (there's an app for your phone). Transunion has similar (freeze/unfreeze via app or online). Experian's app doesn't allow you to lock/unlock and you have to go to their website to do it (or call) and it's a bit more convoluted.

  6. Cannot unfreeze Equifax credit : r/personalfinance - Reddit

    www.reddit.com/r/personalfinance/comments/e3kpmn/cannot_unfreeze_equifax_credit

    Cannot unfreeze Equifax credit. I have been able to unfreeze my credit with Transunion and Experian but not Equifax. They require me to mail a ton of documents including a utility bill but I am not on any utility bill as they are in my parents names. My parents will not put any utility bills under my name.

  7. Equifax unfreeze infinite loop : r/CRedit - Reddit

    www.reddit.com/r/CRedit/comments/k9u5db/equifax_unfreeze_infinite_loop

    Equifax unfreeze infinite loop. Hey first post here... After the 2017 Equifax breach I froze my credit file. I used LastPass to store my "myequifax" login information and the PIN that I received for when I want to unfreeze my file. I'm buying a house so it's time to unfreeze. Tried logging in to "myequifax" with my stored credentials.

  8. Your credit reports with Equifax, Experian, and TransUnion ... -...

    www.reddit.com/r/CreditCards/comments/yevts1/your_credit_reports_with_equifax...

    Sometimes it’s not as easy as mentioned here- while I was able to manage my credit freezes easily at equifax and transunion , experian was a fucking headache and they won’t allow me to create an account on their website until I send in proof of my identity, despite the fact that I was able to freeze my credit back in 2021 without an account AND I have a paid identity tracking account with ...

  9. PSA: Freezing your three main credit reports is NOT ENOUGH

    www.reddit.com/r/IdentityTheft/comments/uvv3ij

    If this happened with TransUnion and/or Equifax, try following the aforementioned strategy of using non-FCRA opt outs with the three main bureaus after ensuring that you either have control over or have shut down any online accounts with the TransUnion freeze/unfreeze/dispute service and MyEquifax.

  10. lift credit freeze : r/Equifax - Reddit

    www.reddit.com/r/Equifax/comments/igo15e/lift_credit_freeze

    Since at least mid-July, none of the automated Equifax systems work to freeze or unfreeze your credit. Maybe someday Equifax will fix them. The only way to freeze/unfreeze is to call in, let the automated phone system fail, then it will connect you with a human who can actually do it. Ironically, requiring people to talk to a human costs ...

  11. Equifax website login is broken. Cannot unfreeze my credit.

    www.reddit.com/.../1dekbbt/equifax_website_login_is_broken_cannot_unfreeze

    Worst case you will need to mail in with 2 forms of ID and wait for them to process your request. Make sure to include as much info as possible such as your DOB and SSN, do not give them any excuse to deny your request. Since freeze is a requirement by law for victims of identity theft they will be very cautious with requests to unfreeze. https ...

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