Search results
Results from the WOW.Com Content Network
The solvency ratio of an insurance company is the size of its capital relative to all risks it has taken. The solvency ratio is most often defined as: ... The solvency ratio is a measure of the risk an insurer faces of claims that it cannot absorb. The amount of premium written is a better measure than the total amount insured because the level ...
Debt to assets ratio. Ethics and risk management. ... Ohio-based financial analysis company Demotech rates insurance companies for their survival strength regardless of market downturns. Its ...
The system acts as an early-warning protection, which aids state insurance departments to pick out those companies that show financial problems. The ratios are merely guidelines, though: often a financial disaster comes without warning, or defies prediction. [1]
Liquidity ratios measure the availability of cash to pay debt. [3] Efficiency (activity) ratios measure how quickly a firm converts non-cash assets to cash assets. [4] Debt ratios measure the firm's ability to repay long-term debt. [5] Market ratios measure investor response to owning a company's stock and also the cost of issuing stock. [6]
Loan to share ratio trends and history; Market penetration; Rate structure; and; Cost-benefit analysis of major service products. The board of directors and management have a fiduciary responsibility to the members to maintain very high standards of professional conduct: Compliance with all applicable state and federal laws and regulations.
Financial statement analysis (or just financial analysis) is the process of reviewing and analyzing a company's financial statements to make better economic decisions to earn income in future. These statements include the income statement , balance sheet , statement of cash flows , notes to accounts and a statement of changes in equity (if ...
For premium support please call: 800-290-4726 more ways to reach us
Rate making, or insurance pricing, is the determination of rates charged by insurance companies. The benefit of rate making is to ensure insurance companies are setting fair and adequate premiums given the competitive nature.