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National Payments Corporation of India (NPCI) is an Indian public sector company that operates retail payments and settlement systems in India. The organization is an initiative of the Reserve Bank of India (RBI) and the Indian Banks' Association (IBA) under the provisions of the Payment and Settlement Systems Act, 2007, for creating a robust payment and settlement infrastructure in India.
The Unique Identification Authority of India is a central government agency of India. [6] Its objective is to collect the biometric and demographic data of residents, store them in a centralised database, and issue a 12-digit unique identity number called Aadhaar to each resident.
Using the system, funds could be transferred to any Aadhaar-linked bank account if the Aadhaar number was known. It was announced that an SMS could be used for amounts up to ₹ 5,000 (US$59) and for amounts over that a mobile bank app could be used. By this time around 440 million Aadhaar numbers had been issued. [79]
Users need to possess an Aadhaar number to use DigiLocker. During registration, user identity is verified using a one-time password (OTP) sent to the linked mobile number. [4] The beta version of the service was rolled out in February 2015, [5] and was launched to the public by Prime Minister Narendra Modi on 1 July 2015.
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The signature service is facilitated by authenticating the Aadhaar holder via the Aadhaar-based e-KYC (electronic Know Your Customer) service. [2] To eSign a document, one has to have an Aadhaar card and a mobile number registered with Aadhaar. With these two things, an Indian citizen can sign a document remotely without being physically present.
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From March 2011 to December 2012, if you bought shares in companies when Mukesh D. Ambani joined the board, and sold them when he left, you would have a -16.7 percent return on your investment, compared to a 9.2 percent return from the S&P 500.