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  2. Federal Reserve responses to the subprime crisis - Wikipedia

    en.wikipedia.org/wiki/Federal_Reserve_responses...

    In August 2007, Committee announced that "downside risks to growth have increased appreciably," a signal that interest rate cuts might be forthcoming. [4] Between 18 September 2007 and 30 April 2008, the target for the Federal funds rate was lowered from 5.25% to 2% and the discount rate was lowered from 5.75% to 2.25%, through six separate actions.

  3. Government intervention during the subprime mortgage crisis

    en.wikipedia.org/wiki/Government_intervention...

    On 15 September 2008, a day which has been dubbed Meltdown Monday by some News outlets, [9] the 94-year-old Merrill Lynch agreed to be acquired by Bank of America for $50 billion (~$69.5 billion in 2023). Also on that day Lehman Brothers, facing a refusal by the federal government to bail it out, filed for Chapter 11 bankruptcy protection. [11]

  4. This strategy for getting a 5% mortgage isn't going away ...

    www.aol.com/finance/strategy-getting-5-mortgage...

    This strategy for getting a 5% mortgage isn't going away anytime soon. December 14, 2024 at 7:45 AM. ... Other rate buydowns can be structured as what’s known as 3-2-1 or 2-1 deals, which offer ...

  5. Government policies and the subprime mortgage crisis

    en.wikipedia.org/wiki/Government_policies_and...

    Of these, Fannie & Freddie held or guaranteed 12 million mortgages valued at $1.8 trillion. Government entities held or guaranteed 19.2 million or $2.7 trillion of such mortgages total. [45] As of January 2008, the total value of U.S. mortgage debt outstanding was $10.7 trillion. [46]

  6. Mortgage and refinance rates for Dec. 17, 2024: Average ... - AOL

    www.aol.com/finance/mortgage-and-refinance-rates...

    The fixed rate for a 15-year mortgage is 5.84%, down 12 basis points from last week's average 5.96%. These figures are lower than a year ago, when rates averaged 6.95% for a 30-year term and 6.38% ...

  7. Subprime mortgage crisis - Wikipedia

    en.wikipedia.org/wiki/Subprime_mortgage_crisis

    As of September 2012, approximately 1.4 million homes, or 3.3% of all homes with a mortgage, were in some stage of foreclosure compared to 1.5 million, or 3.5%, in September 2011. During September 2012, 57,000 homes completed foreclosure; this is down from 83,000 the prior September but well above the 2000–2006 average of 21,000 completed ...

  8. Sen. Marsha Blackburn introduces DOGE Acts aimed at federal ...

    www.aol.com/sen-marsha-blackburn-introduces-doge...

    Across-the-Board Spending Cuts, a package of three separate bills that would require federal agencies to cut non-security discretionary spending by 1%, 2%, or 5%, beginning in fiscal year 2026.

  9. Home mortgage interest deduction - Wikipedia

    en.wikipedia.org/wiki/Home_mortgage_interest...

    Because the Tax Cuts and Jobs Act of 2017 increased the standard deduction to a level where far fewer taxpayers itemized their expenses (which is where they deduct mortgage interest), the cost to the federal government of the mortgage interest deduction was decreased by 60%, from approximately $60 billion in 2017 to $25 billion in 2018. [44] [45]