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If the tenant damages the premises, [3] the landlord and other tenants can recover against the perpetrator's insurance. It is important to know what type of damage your insurance covers. Essentially, there are three types of coverage available: loss of use, personal property, and personal liability. [4]
Renters insurance commonly covers around $30,000 in property damage and $100,000 in liability coverage. Keep in mind that you may need more or less, depending on the value of your personal property.
Factors such as the property’s location, tenant screening, type of building and the value of the tenant’s personal property can influence the level of coverage needed. Does Renters Insurance ...
Although your home’s structure is likely covered by your landlord’s insurance, you may need a renters policy, or HO-4 insurance, to cover your personal belongings, liability and additional ...
Renters insurance is a type of insurance policy that protects a tenant’s personal property and offers liability coverage in the event of accidents or damages.
Alabama. Renters insurance coverage to prioritize: Personal property coverage (standard in most policies) Alabama has a high burglary rate — and a high violent crime rate in general. If you have ...
That number’s based on a policy for a hypothetical 30-year-old with $30,000 in personal property coverage, $100,000 in liability coverage and a $500 deductible, but coverage rates vary widely by ...
It's moving day, and all of your stuff fits into the back of a medium-sized rental truck. With only one trip between your old and new apartment required, you're happy you don't own very much. Also...
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