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2. Expungement in the United States - Wikipedia

   en.wikipedia.org/wiki/Expungement_in_the_United...

   TCA 40-32-101(a)(3) Upon petition by a defendant in the court that entered a nolle prosequi in the defendant's case, the court shall order all public records expunged. TCA 40-32-101(a)(5) All public records concerning an order of protection [ex-parte, exparte] authorized by title 36, chapter 3, part 6, which was successfully defended and denied ...

3. Why lawmakers want to remove an even broader spectrum of ...

   www.aol.com/why-lawmakers-want-remove-even...

   The other bill, sponsored by senator and former state prosecutor Matthew LaMountain, would make it easier to expunge a felony conviction for a drug crime that is now considered a misdemeanor, as ...

4. Criticism of credit scoring systems in the United States

   en.wikipedia.org/wiki/Criticism_of_credit...

   In zip codes that were majority Latino, 31.4% of individuals had a credit score of less than 620, and only 47.3% had credit scores greater than 700. [ 41 ] 2012 study examined the credit scores for about 200,000 consumers finding the median FICO score in majority minority zip codes was in the 34th percentile, while it was in the 52nd percentile ...

5. Expungement - Wikipedia

   en.wikipedia.org/wiki/Expungement

   In the common law legal system, an expungement or expunction proceeding, is a type of lawsuit in which an individual who has been arrested for or convicted of a crime seeks that the records of that earlier process be sealed or destroyed, making the records nonexistent or unavailable to the general public.

6. What Are the 3 Major Credit Bureaus and How Do They Work? - AOL

   www.aol.com/3-major-credit-bureaus-204707723.html

   Three major U.S. credit bureaus make decisions about your credit that can cost -- or save -- you tens of thousands of dollars. Whether you want to improve your credit, apply for a loan, receive...

7. 7 Myths About Credit Scores That Most People Believe - AOL

   www.aol.com/finance/7-myths-credit-scores-most...

   Closing a card account reduces the amount of your total available credit, which can hurt your score by increasing your credit-utilization rate. Myth 3: Checking Your Credit Report Will Hurt Your Score

8. Expungement in Texas - Wikipedia

   en.wikipedia.org/wiki/Expungement_in_Texas

   Texas expungement law [1] allows expungement (referred to as "expunction" Texas statutes) of criminal records which did not lead to a finding of guilt, certain class C misdemeanors when the defendant successfully completed deferred adjudication, successful completion of deferred prosecution agreements. [1]

9. What is high credit on a credit report? - AOL

   www.aol.com/finance/high-credit-credit-report...

   This factor makes up 30 percent of your credit score; typically, a higher credit utilization ratio means a lower credit score, as lenders can view carrying higher amounts of debt as a liability.