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2. Owner-occupancy - Wikipedia

   en.wikipedia.org/wiki/Owner-occupancy

   Owner-occupancy or home-ownership is a form of housing tenure in which a person, called the owner-occupier, owner-occupant, or home owner, owns the home in which they live. [1] The home can be a house , such as a single-family house , an apartment , condominium , or a housing cooperative .

3. OOCRE - Wikipedia

   en.wikipedia.org/wiki/OOCRE

   Typical bank loan terms on an OOCRE: Amortization Period are typically 15, 20 or 25 years. Term period 5 to 25 years, if it does not match the amortization period, it is considered a balloon payment mortgage; Rates: most banks prefer to lend at variable rates (typically tied to Prime Rate or LIBOR). Some banks offer fixed rates for a term period.

4. Home Mortgage Disclosure Act - Wikipedia

   en.wikipedia.org/wiki/Home_Mortgage_Disclosure_Act

   The loan type (conventional loan, FHA loan, VA loan or a loan guaranteed by the Farmers Home Administration) The type of property involved (single-family, multifamily) The purpose of the loan (home purchase, home improvement, refinancing) Owner occupancy of the property (owner occupied or non-owner occupied) The loan amount

5. Income requirements to qualify for a mortgage - AOL

   www.aol.com/finance/income-requirements-qualify...

   FHA loans: Insured through the Federal Housing Administration, FHA loans have more lenient credit score and DTI ratio requirements than conventional mortgages. The minimum down payment is 3.5 percent.

6. What is an interest-only mortgage and how does it work? - AOL

   www.aol.com/finance/interest-only-mortgage-does...

   An interest-only mortgage is a home loan that allows borrowers to make interest-only payments for a set amount of time, typically between seven and 10 years, at the start of a 30-year term ...

7. What is mortgage loan origination? - AOL

   www.aol.com/finance/mortgage-loan-origination...

   Mortgage loan origination is the process of your loan being established. When you formally apply for a mortgage , the lender or loan officer “originates,” or initiates the loan (or, to be more ...