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  2. How Social Security benefits work - AOL

    www.aol.com/finance/thinking-retiring-early...

    Social Security benefits are based on a sliding scale, which is designed to help low-wage earners who need retirement income most. In other words, higher earners get lower percentages of salary ...

  3. How Soon Can You Apply for Early Retirement & Get Social ...

    www.aol.com/soon-apply-early-retirement-social...

    Social Security is a social insurance program created in 1935 to pay workers an income once they retired at age 65 or older. When people talk about Social Security benefits, they’re referring to ...

  4. Here’s the real impact of retiring early on your Social Security

    www.aol.com/finance/real-impact-retiring-early...

    Calculating your Social Security benefit. The average monthly Social Security benefit for a retired worker is $1,909 (as of January 2024). But that number could be much less if you don’t work ...

  5. At 55, you’re too young to claim Social Security — the earliest you can start is age 62, when you’d have to take a reduced benefit for claiming before your full retirement age (between 66 ...

  6. How Much Do Americans Who Claim Social Security Early ... - AOL

    www.aol.com/much-americans-claim-social-security...

    The average person who claims Social Security early gets just over $20,000 per year in inflation-protected retirement income. The average person who doesn't claim early gets $27,720 per year ...

  7. Should You Take Social Security Early, Before It Runs Out? - AOL

    www.aol.com/social-security-early-runs-230105250...

    After paying into the Social Security system for decades, you have a big decision to make when you retire: when to start receiving benefits. The age for full benefits is no longer 65. If you were ...

  8. Substantial gainful activity - Wikipedia

    en.wikipedia.org/wiki/Substantial_gainful_activity

    SGA does not include any work a claimant does to take care of themselves, their families or home. It does not include unpaid work on hobbies, volunteer work, institutional therapy or training, attending school, clubs, social programs or similar activities: [6] however, such unpaid work may provide evidence that a claimant is capable of substantial gainful activity. [7]

  9. Early Retirement or Delayed Gratification? A Guide to Social ...

    www.aol.com/finance/early-retirement-delayed...

    Finally, note that the income ceiling for paying taxes toward Social Security also rose. Taxpayers must now pay these “FICA taxes” on earnings up to $168,600, up from a ceiling of $160,200 ...