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2. A comprehensive guide to debt relief programs - AOL

   www.aol.com/finance/debt-relief-guide-know...

   Loans require a good to excellent credit score (670 or higher). The loan application could lower your credit score. Upfront fees and costs can make borrowing costlier than the original debt payments.

3. Best debt relief options for credit card debt - AOL

   www.aol.com/finance/best-debt-relief-options...

   Cons of debt settlement. Negative impact on credit score. Fees associated with the debt settlement process, even if it is unsuccessful. Requirement to adhere to a structured repayment plan

4. How to get debt relief - AOL

   www.aol.com/finance/where-debt-relief-help...

   Key takeaways. Debt relief is a method of restructuring debt to make it easier for you to pay it back. You can get debt relief from lenders, debt relief companies and credit counseling agencies.

5. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   Debt settlement is the process of negotiating with creditors to reduce overall debts in exchange for a lump sum payment. A successful settlement occurs when the creditor agrees to forgive a percentage of the total account balance. Normally, only unsecured debts, not secured by real assets like homes or autos, can be settled.

6. Loan waiver - Wikipedia

   en.wikipedia.org/wiki/Loan_waiver

   A loan waiver is the waiving of the real or potential liability of the person or party who has taken out a loan through the voluntary action of the person or party who has made the loan. [1] Examples of loan waivers include the Stafford Loan Forgiveness program in the United States and the Agricultural Debt Waiver and Debt Relief Scheme in India

7. Debt relief - Wikipedia

   en.wikipedia.org/wiki/Debt_relief

   Debt relief or debt cancellation is the partial or total forgiveness of debt, or the slowing or stopping of debt growth, owed by individuals, corporations, or nations.. From antiquity through the 19th century, it refers to domestic debts, in particular agricultural debts and freeing of debt slaves.