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2. What is my credit score if I have no credit history? - AOL

   www.aol.com/finance/credit-score-no-credit...

   While there is no set beginning credit score for those who are building credit for the first time, the first credit score you see may be closer to the “fair” range — a FICO score range of ...

3. How to repair your credit in 5 steps - AOL

   www.aol.com/finance/repair-credit-5-steps...

   Many lenders and credit card issuers provide free credit score tracking. It could be as simple as checking your monthly statement or logging into your account online. Speak to a non-profit credit ...

4. How to cancel a credit card without hurting your credit score

   www.aol.com/finance/cancel-credit-card-without...

   Even though canceling a credit card can temporarily lower your credit score by reducing your available credit and the average length of your credit history, it sometimes makes sense to cancel a ...

5. Don't fall for a credit repair scam: Clean up your credit for ...

   www.aol.com/finance/credit-repair-160240600.html

   While credit repair companies often claim they can "erase" bad credit or boost your scores, claims like these can be both false and misleading. Follow 5 steps to fix your credit without spending a ...

6. Pros and cons of a balance transfer - AOL

   www.aol.com/finance/pros-cons-balance-transfer...

   “Credit card interest is very high at present, with rates from 18 percent to as high as 27 percent. Banks are allowed to charge high interest because credit card charges are unsecured loans.

7. Comparison of free credit monitoring services - Wikipedia

   en.wikipedia.org/wiki/Comparison_of_free_credit...

   Credit Karma: Daily TransUnion & Daily Equifax full reports [8] TransUnion, Equifax [8] Sometimes [9] VantageScore 3.0 [10] Credit Sesame Monthly summary [11] TransUnion [11] Last 4 digits only [11] VantageScore 3.0 [11] Equifax Core Credit Monthly summary [12] Equifax Last 4 digits only [12] VantageScore 3.0 [12] FICO Free Credit Score Plan ...

8. There’s a special type of credit card can help you pay off ...

   www.aol.com/finance/special-type-credit-card...

   It’s hardly news that the American consumer is in a bad way with debt. Numbers out of the New York Fed show that total U.S. consumer debt was nearly $8 trillion in the third quarter of 2024, a ...

9. What credit score do you start with? - AOL

   www.aol.com/finance/credit-score-start-163323233...

   Not having a credit card can negatively affect the credit mix and credit utilization portions of your credit score. This makes the payment history portion of your credit especially important.