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  2. Penalties for driving without insurance in Pennsylvania - AOL

    www.aol.com/finance/penalties-driving-without...

    Quoted rates are based on a single, 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits: $100,000 bodily injury liability per person ...

  3. Beyond your driving record: Can your credit score affect your ...

    www.aol.com/finance/car-insurance-credit-score...

    In most states, your credit score can be used to calculate your car insurance premium. And insurers are taking advantage of that, with 92% of carriers adding your credit score to their insurance ...

  4. The states where people pay the most in car insurance ... - AOL

    www.aol.com/states-where-people-pay-most...

    Premium estimates were based on full-coverage car insurance for a 35-year-old driver with good credit and a clean driving record. Data accurate as of February 2024. Cheap Insurance

  5. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    The term full coverage is actually a misnomer because, even within traditional "full coverage" insurance, there are many different types of coverage, and many optional amounts of each. "Full coverage" is a layman's misnomer that often results in drivers and vehicle owners being woefully underinsured.

  6. Uninsured motorist clause - Wikipedia

    en.wikipedia.org/wiki/Uninsured_motorist_clause

    The insurance company will ordinarily pay the judgment, up to the policy limits, once a court determines that an uninsured motorist was at fault. Some states' laws also allow additional insurance coverage to the insured policyholder through policy stacking provisions, whereby a claim may be made against multiple uninsured motorist policies.

  7. Proof of insurance - Wikipedia

    en.wikipedia.org/wiki/Proof_of_insurance

    If a driver is questioned by a law enforcement official, they must provide proof of insurance and often face a penalty if they do not. The most common form of a POI in the United States was a paper card provided by the insurance company listing policy information and effective dates, though now electronic versions for smartphones are also used. [1]

  8. How to keep a ticket off your driving record - AOL

    www.aol.com/finance/keep-ticket-off-driving...

    According to November 2024 rate data, drivers with clean records pay an average of $2,548 per year for full coverage car insurance, while drivers with a speeding ticket pay $2,975 for the same ...

  9. Full tort and limited tort automobile insurance - Wikipedia

    en.wikipedia.org/wiki/Full_tort_and_limited_tort...

    Full tort and limited tort automobile insurance options were instituted by the state of Pennsylvania in an attempt to decrease the number of pain and suffering lawsuits in Pennsylvania courts. Concerned about the high rates of automobile insurance, Pennsylvania enacted mandatory personal injury protection (PIP) insurance coverage in the attempt ...