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If your property has been impacted by a landslide and your insurance won't cover the damage, there may be ways to soften the blow. First, you may want to see if your mortgage holder will allow you ...
Earthquake insurance: Earthquakes and earth movements are not covered in a standard homeowners policy. In most states, homeowners may be able to purchase an endorsement to cover damage from ...
Liability coverage protects your finances if you are sued for injuries to others that happen inside or outside your home, and if you are found at fault for damage to someone else’s property.
An 18th-century fire insurance contract. Property insurance can be traced to the Great Fire of London, which in 1666 devoured more than 13,000 houses.The devastating effects of the fire converted the development of insurance "from a matter of convenience into one of urgency, a change of opinion reflected in Sir Christopher Wren's inclusion of a site for 'the Insurance Office' in his new plan ...
Builder's risk covers perils such as fire, wind, theft, vandalism and many more. It typically does not cover perils such as earthquake, flood or hurricane damage unless the policy has been specifically endorsed to do so. [3] However, earthquake riders can be economical, depending on where a project is located.
Business interruption insurance provides up to 12 months’ income for covered businesses when they are forced to shut down operations because of a covered property event. The liability portion of a business owner's policy offers coverage for third parties who suffer property damage, advertising injury or personal injury on a covered business's ...
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